• Luxembourg Fund Vehicles - Options for Private Clients and Asset Managers

Luxembourg Fund Vehicles - Options for Private Clients and Asset Managers

This article is a continuation of our series exploring how leading fund jurisdictions are adapting to meet the evolving needs of clients - whether driven by market developments, investor demands, or structural changes in wealth management. Each insight will spotlight a different domicile, examining how its regulatory frameworks, fund structures, and investment flexibility can help address the challenges facing family offices and sophisticated investors. We began with Malta and its Notified Professional Investor Fund (NPIF) regime.

We follow up the series with Luxembourg and its Reserved Alternative Investment Fund (RAIF), Registered Special Limited Partnership (SCSp), Société de Participations Financières (SOPARFI), as well as the Société de Gestion de Patrimoine Familial (SPF).  

Luxembourg is one of the world’s most trusted fund jurisdictions, known for its cross-border expertise, strong investor protection framework, and flexible yet robust legal and regulatory infrastructure. Its appeal extends to both institutional and private clients, offering a broad toolbox of fund vehicles and Special Purpose Vehicles (“SPVs”) that can meet varied investment and structuring needs. 

A Trusted Institutional Jurisdiction  

Luxembourg’s strong reputation as a fund and SPV domicile is underpinned by several strengths: 

  • A deep pool of legal, tax, and regulatory talent 

  • Strong investor protections and regulatory oversight (via the CSSF) 

  • A network of investment treaties and BEPS-aligned tax structuring options 

  • A wide array of regulated and unregulated vehicles 

  • A brand name that is trusted across Europe and beyond underpinned by the success of the UCITS and the RAIF regimes 

Fund Solutions for Private Clients and Multi-Family Offices 

The most commonly used vehicles for private wealth, family offices and boutique asset managers are: 

The RAIF (Reserved Alternative Investment Fund) 

The RAIF combines regulatory efficiency with structuring flexibility: 

  • Typically used by asset managers targeting a minimum of EUR 100m fundraising from at least 3 European countries  

  • Requires a fully compliant AIFM and a Luxembourg Depositary, offering peace of mind to larger investors 

  • Offers access to the EU passporting regime 

  • Allows for compartment structures, useful for segregating investment strategies 

  • While more regulated than the registered SCSp, it retains faster time-to-market than traditional SICAVs or SIFs as the fund itself does not need to be approved by the CSSF 

  • Also used by Family Offices or Corporate groups with specific structuring needs or higher AUM 

The Registered SCSp (Special Limited Partnership) 

The registered SCSp - also referred to as the sub-threshold unregulated partnership - is a light-touch solution designed for funds not intending to market widely across the EU.  

Key features: 

  • Most suitable for close-ended funds targeting a limited investor base 

  • Typically used by multi-family offices or first-time managers 

  • Ideal for fundraising targets of EUR <100 million  

  • Does not require a fully licensed AIFM or a Depositary 

  • Distribution to Professional investors under National Private Placements regimes 

  • Can be converted to a RAIF later to obtain the EU passport   

The SOPARFI (Société de Participations Financières)  

The SOPARFI is the well-known Luxembourg financial holding company, and can be strategically integrated into broader fund structures, typically between the fund and the fund’s target assets:  

  • Most common vehicle dedicated to holding and financing activities in Luxembourg 

  • Fully taxable unregulated company, not subject to any supervisory authority 

  • Open to local and foreign investors interested in opening an investment fund carrying out holding and / or financial activities 

  • Access to double tax treaty network and EU Parent Subsidiary directive 

  • Can hold any type of assets (real estate, stocks, bonds, cash, currencies, etc.) 

  • Can be registered under different legal forms such as a special limited partnership (SCSp), a common limited partnership (SCA), or a private or public limited liability company (S.à r.l., SA). 

  • Lighter company registration procedures and document requirements 

  • Ideal for issuing financial instruments, listing shares on the Stock Exchange or raising capital by investment 

The SPF (Société de Gestion de Patrimoine Familial) 

Tailored to the needs of private wealth management, the SPF is also not a fund per se, but a complementary vehicle in a family’s structuring toolkit: 

  • Designed for the management of private assets, especially liquid portfolios such as equities and bonds 

  • Only available to individuals, families, or their holding companies 

Conclusion 

Whether for private clients seeking tailored wealth structuring or emerging asset managers testing a first strategy, Luxembourg offers an adaptable suite of vehicles. From the unregulated registered SCSp to the RAIF and SPF, the jurisdiction balances credibility and efficiency — backed by decades of legal certainty, regulatory stability, and international tax alignment. 

How We Can Help 

At Trident Trust, we support clients across the full spectrum of Luxembourg fund structures. Whether you are a family office launching a bespoke investment strategy, a wealth advisor seeking robust solutions for private clients, or an international manager entering Europe, our experienced Luxembourg team delivers tailored support across fund formation, administration, and ongoing compliance. Backed by our global presence, we provide seamless cross-border coordination and practical insights at every stage of your fund’s lifecycle. 

If you would like to learn more about our services, please download our fund services brochure or reach out to Kaj Wouters, Managing Director, Luxembourg, or Alan Botfield, Director - Business Development, Luxembourg.